Our Services

From your first tax return to your own finance director

We offer a full range of accountancy and financial services, structured around where you are in your journey. Start with compliance, grow into advisory and, when you're ready, let us run your finance function entirely.

Three levels of service. One long-term relationship.

Most of our clients start at tier one and grow into tiers two and three as their business develops. There's no pressure to take everything at once. We'll tell you honestly what you need and when.

1

Compliance & Accountancy

The essentials done properly: tax returns, accounts, VAT and payroll.

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2

Advisory & Tax Planning

Proactive planning, structuring and strategic financial advice.

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Most Impactful
3

Virtual CFO

Your outsourced finance department. Board-level oversight at a fraction of the cost.

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Tier 1 — Compliance & Accountancy

The essentials, done properly and on time

Compliance work should be invisible: accurate, filed on time and off your plate entirely. We take care of everything HMRC and Companies House require, so you can focus on running your business rather than chasing deadlines.

  • Self Assessment Tax Returns

    For individuals, sole traders, partners and directors with complex income structures.

  • Year-End Accounts

    Statutory accounts prepared accurately and filed with Companies House and HMRC.

  • VAT Returns

    Quarterly or monthly VAT returns, including partial exemption calculations for healthcare clients.

  • Payroll

    Monthly payroll processing, RTI submissions and P60s for you and your employees.

  • Management of Financial Records

    Keeping your records accurate, organised and up to date throughout the year so year-end is never a scramble.

  • Companies House Filings

    Confirmation statements, director changes and all statutory filings handled on your behalf.

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What makes our compliance work different

Compliance work at most firms is handled by junior staff with minimal partner involvement. At Khosla & Co, a senior accountant reviews every return before it's filed. We also use compliance as a starting point for planning, not the end of the conversation.

  • Senior review on every return before filing
  • We flag planning opportunities as we work through your numbers
  • Fees agreed upfront with no unexpected charges
  • Smooth onboarding: we contact your existing accountant directly

Already have an accountant? Switching is easier than you think. We handle the entire process — contacting your existing accountant, requesting your records and getting everything transferred over. Most clients are fully onboarded within two weeks.

Tier 2 — Advisory & Tax Planning

Proactive advice before you need to ask for it

Advisory services are where a good advisor earns their fee many times over. This is where we work with you on structuring your affairs efficiently, planning ahead of HMRC deadlines and making sure every decision you take has been considered through a tax lens.

  • Tax Planning & Structuring

    Salary and dividend optimisation, pension planning, income splitting and business structuring to minimise your tax bill legitimately.

  • Business Structure Advice

    Sole trader, limited company or LLP: we model the options and tell you which works best for your specific situation, income level and plans.

  • R&D Tax Credits

    For architects, engineers and technical consultancies whose work involves solving novel problems. Significantly underclaimed in the built environment sector.

  • Capital Gains Tax Planning

    Pre-sale planning for property disposals and business assets, including timing strategy and use of annual exemptions.

  • IR35 Reviews

    Contract-by-contract IR35 status assessments for engineers and consultants operating through limited companies.

  • Cashflow Forecasting

    Forward-looking financial projections so you always know what's coming. Particularly valuable for project-based businesses with lumpy income.

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Financial planning meeting

Our planning approach

We review every client's position at least quarterly. Before each tax year closes, we'll be in touch with specific actions to take rather than a generic reminder to file your return.

  • Quarterly reviews as standard
  • Year-end planning meeting every April
  • Proactive alerts when tax rules affecting you change
Tier 3 — Virtual CFO

Your outsourced finance department

As your business grows, a tax return and a set of year-end accounts is no longer enough. You need financial leadership: someone who can interpret the numbers, challenge your assumptions, help you make better decisions and give you the clarity to grow with confidence.

That's what our Virtual CFO service provides. The strategic oversight and financial expertise of a Finance Director, available to your business on a fractional basis at a fraction of the cost of hiring one in-house.

Who is this for?

Businesses typically move to Virtual CFO when they have a growing team, increasing revenue complexity, are seeking investment or funding, want to scale, or simply need more financial clarity than annual accounts can provide. It's particularly valuable for architect and engineering practices, growing healthcare businesses and property investors managing multiple entities.

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Monthly Management Accounts

Clear, timely financial reports so you always know where your business stands.

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KPI Dashboards

Custom dashboards tracking the metrics that matter most to your business.

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Budgeting & Forecasting

Annual budgets and rolling forecasts so you can plan with confidence.

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Board Reporting

Board-ready financial packs for investor meetings, bank reviews and partner discussions.

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Strategic Finance Advice

A senior finance brain in your corner every month for commercial decision-making.

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Finance Function Management

Oversight of your bookkeeping, payroll and finance team so everything runs smoothly.

Not sure which tier is right for you?

Book a free discovery call and we'll give you an honest recommendation based on your situation.

Apply for a Free Discovery Call